|
|
|
Click Here for Bargains like the following:|
BRASS AA BADGE
Bentley Button hole Badge
Original, Vintage Leyland Diesel Lorry/Truck Cab Badge
Original, Unused Bedford Commercial Badge – rare V flag
4 MG Car Rally enamal badges plus club badge - unusual
Original Ford Tax Disc 1967
Old, Chrome Bedford Commercial/Tru
Vintage car badge showing Archbishop Riley/Card. Wolsey
CS Rolls-Royce, Bentley, Jaguar mini radiator gift set
Bentley BDC Golden Jubilee Car Badge - MINT
E TYPE JAGUAR ENGINE OIL DECAL
E TYPE JAGUAR 40TH ANNIVERSARY PLAQUE
LAMBRETTA VESPA MINI MORRIS MOD PLAQUE
Mini Boxing Gloves . For Rear View Mirror. Union Jack
Mini Boxing Gloves . For Rear View Mirror. Union Jack
Mini Boxing Gloves.Novelty For Car Mirror. England Flag
CAR BADGE BOURNEMOUTH MOTOR CLUB
CAR BADGE NATIONAL MOTORISTS ASSOCIATION BY COLLINS.
MG Horse brass
Aston Martin Resin Dome Stickers in Green
Rare Boxed Jeep Pin Badge
BRASS AA BADGE
ROLLS ROYCE SPIRIT OF ECSTASY FLYING LADY PRESENTATION
VERY RARE FERRARI F2004 500 LIRA MINT COIN L@@K!!
FANTASTIC GENUINE FERRARI PRANCING HORSE TIE PIN L@@K!
VERY RARE ST CHRISTOPHER MAGNETIC ASHTRAY, EXCELLENT
(1728) Truck/Lorry Pin-Up.
Mini Boxing Gloves . For Rear View Mirror. Jamaica
Mini Boxing Gloves . For Rear View Mirror. Sikh Khanda
Rolls-Royce, car badge - 1970's style!, MINT
Rolls-Royce Radiator shaped China Money Box - LQQK
ROLLS-ROYCE logo'ed Pen-Knife and Paperknife MIB
A CIRCULAR ST CHRISTOPHER CAR BADGE AS NEW
Mini Boxing Gloves . For Car Mirror. Welsh Flag.
Mini Boxing Gloves. For Car Mirror, Pakistan Flag
Mini Boxing Gloves. For Car Mirror, India Flag
Mini Boxing Gloves. For Car Mirror . Bangladesh Flag
Rare Ford MK 1 Cortina Azambuja "bronze medal"
m122/6/6) East German Enamel Car Racing Circuit Badge
GULF OIL - MOTOR RACING CAR BADGE EMBROIDERED PATCH
HOME-MADE STANDARD DIVERS CAR BADGE
AA AUTOMOBILE ASSOCIATION 75TH ANNIVERSARY SPODE PLATE
SCOOTER RALLY PATCH : YARMOUTH 2000
SCOOTER RALLY PATCH : CLEETHORPES 2000
SCOOTER RALLY PATCH : SKEGNESS 2000
SCOOTER RALLY PATCH : BRIDLINGTON 2000
PADDY SMITH PATCH : YARMOUTH 1990
PADDY SMITH PATCH BRIGHTON 1990
PADDY SMITH PATCH BRIDLINGTON 1993
PADDY SMITH PATCH FORT WILLIAM 1990
PADDY SMITH PATCH EXMOUTH 1990
PADDY SMITH PATCH WHITLEY BAY 1990
PADDY SMITH PATCH MARGATE 1990
PADDY SMITH PATCH SKEGNESS 1990
PADDY SMITH PATCH BLACKPOOL 1990
LAMBRETTA Scooter Badge - Union Jack
ROLLS ROYCE PLATE
CASTROL PETROL MOTOR RACING CAR OIL BADGE PATCH
Vintage FORD'S DE LUXE BRITISH cast iron Badge
PETER KAY CHORLRY FM"COMMING IN YOUR EARS" STICKER
PETER KAY max & paddy road to nowhere BOLTON STICKER
max & paddy road to nowhere " ding dang doo"
max & paddy road to nowhere " how dare you "
* MOD logo patch scooter woven sew on badge. Rectangle
* MOD logo patch scooter woven sew on badge. Rectangle
CS 1936 Bugatti 2.3 L Type 35 mini radiator gift set
'BRAND NEW' SEDDON DIESEL BADGE
BRAND NEW LEYLAND 'MAXI' 1750 BADGE
ESSO PETROL MOTOR RACING CAR OIL BADGE PATCH
**2002 EUROPEAN CONCOURS d'ELEGANCE CAR BADGE**
PADDY SMITH PATCH : MERSEA ISLAND 1998
SCOOTER RALLY PATCH : WITTON CASTLE 2001
SCOOTER RALLY PATCH : WOOLACOMBE 2000
SCOOTER RALLY PATCH : TENBY 2004
vintage vauxhall chrome name badge
vintage chrome "elite" psv coach badge
retro automatic chrome badge for vehicle
VEHICLE MOUNTED UNION JACK
TVR - Very Rare promotional belt buckle
Fantastic Chopper Motor Cycle Buckle
Fantastic Route 66 Buckle
Fantastic V8 Buckle
Great Boxed Citroen 2CV Pin Badge
Fantastic Morris Minor Buckle
Fantastic Citroen 2CV Buckle
TVR - Very Rare Pin Badge & Key Chain set
Austin Motors/Cuff Links.
BRONZE MORGAN STORK MASCOT. ON MOTORCYCLE PISTON.
F1 RACING PREMIER KARTING BADGE/MEDAL
* MOD logo patch scooter woven sew on badge. Rectangle
V8 RACING MOTORSPORT BELT BUCKLE NEW
BMW Horse brass ***NEW***
scania, truck, bus, badge, emblem, griffin, saab.
VW CAMPER Belt Buckle Volkswagen
VOLKSWAGEN VW Beetle Cast Metal Belt Buckle
'LUCAS'SPARE BULB HOLDER BRACKETS
SHELL PETROL MOTOR RACING CAR OIL BADGE PATCH
m141/7/10) East German DDR GDR Trabant IFA Communist
Club Toyota/RAC Badge - RARE & BOXED- - NO RESERVE
Chrome & Enamel RAC Badge - MIB and No Reserve Price!!!
Tattoos Porsche x 12 Tattoos
Tattoos Ferrari x 12 Tattoos
NISMO.. cloth badge (Nissan)
NISMO.. cloth badge (Nissan)
Volvo Keyring - Leather/Blue Badge
Volvo Keyring - Silver Car design
Volvo Keyring - Alloy Wheel design
Volvo Keyring - Gold with Blue Badge
Volvo Keyring - Gold with Blue rotating Badge
AA Badge Numbered two piece - Fair condition
NISMO.. cloth badge (Nissan)
BARC BRITISH AUTOMOBILE RACING CLUB ENAMELED BADGE 1911
UNUSUAL CHROME PLATED ADJUSTABLE AERO CAR MASCOT
OLD STYLE REFLECTIVE TRIANGLE FOR TRAILER etc
PRESSED ALLOY GB PLATE ,AA,RAC TYPE ,REPAINTED
GUY ,TRUCK / BUS, INDIAN CHEIF HEADS X 2.
MINI BONNET BADGE
AUSTIN ATLANTIC /SOMERSET HEREFORD FLYING "A" MASCOT
Vintage RADIATOR CAP & TEMPERATURE GUAGE
New , AA badge unused Ceylon.
1960s.... FORD CONSUL BADGE
RALLY BADGE CROSSED FLAGS 1960s
V12 DAIMLER CAMSHAFT COVER PAIR LOGO DECALS
V12 JAGUAR CAMSHAFT COVER PAIR LOGO DECALS
Leicester Mercury Historic Transport Pageant Plague
4 X ROVER MG WHEEL CENTRES BADGES (NEW)
volvo s70 v70 c70 s40 v40 tax disc holder
seat tax disc holder
renault laguna clio megane tax disc holder
peugeot 206 306 406 807 405 205 tax disc holder
nissan sunny corrolla zx primera tax disc holder
VW CAMPER Belt Buckle Volkswagen
3 x 2 GALLON BRASS PETROL CAN TOPS. BP and SHELL
AA AUTOMOBILE ASSOCIATION 1940s "WALES" TITLE
AA AUTOMOBILE ASSOCIATION 1940s SHOULDER TITLE
AA AUTOMOBILE ASSOCIATION CENTENNARY CAR GRILL BADGE
Bentley Lapel Badge. New
WILMOT-BREEDEN CALORMETER CAR MASCOT
Cleveland Petrols Cloth Badge Removed From Overalls
Cleveland Petrols Cloth Badge Removed From Overalls
Zephyr Fridge Magnet
Wolsley Six Fridge Magnet
Wartburg Fridge Magnet
VW Camper Fridge Magnet
VW Beetle Fridge Magnet
VW Fridge Magnet
Vespa 400 Fridge Magnet
Velorex 250 Fridge Magnet
Vauxhall Victor FD Fridge Magnet
Vauxhall Victor Fridge Magnet
Triumph TR7 Fridge Magnet
Triumph Herald Fridge Magnet
Trident 3 Wheeler Fridge Magnet
Taunus Fridge Magnet
Tatra 77 Fridge Magnet
Syrena Fridge Magnet
Subaru 360 Fridge Magnet
Steyr 2000 Fridge Magnet
Skoda Octavia Fridge Magnet
Skoda Fridge Magnet
Singer Gazelle Fridge Magnet
Simca Aronde Fridge Magnet
Simca 1000 Fridge Magnet
Rover SD1 Fridge Magnet
Rover P5 Fridge Magnet
Rover 75 Fridge Magnet
Rover Fridge Magnet
Riley Pathfinder Fridge Magnet
Riley 1.5 Fridge Magnet
Renault 4 Fridge Magnet
Renault 4 Fridge Magnet
Panhard Fridge Magnet
NSU Fridge Magnet
Nash Metropolitan Fridge Magnet
Morris Oxford Fridge Magnet
Morris Minor 1000 Traveller Fridge Magnet
Morris Minor Fridge Magnet
Morris Mini Minor Fridge Magnet
Morgan Fridge Magnet
Mini Van Fridge Magnet
Mini Traveller Fridge Magnet
Mini Moke Fridge Magnet
Mini Italian Job Fridge Magnet
Mikrus Fridge Magnet
MGB Fridge Magnet
MG Midget Fridge Magnet
MG Fridge Magnet
Maico Champion Fridge Magnet
Lloyd Alexander Fridge Magnet
Hillman Minx Fridge Magnet
Hillman Imp Fridge Magnet
Goliath GP700 Fridge Magnet
Goliath Fridge Magnet
Ford Zephyr Zodiac Fridge Magnet
Ford Zephyr Fridge Magnet
Ford Prefect Fridge Magnet
Ford Popular Fridge Magnet
Ford Escort RS 2000 Fridge Magnet
Ford Capri 2 Fridge Magnet
Ford Capri Fridge Magnet
|
Return to the Home Page
| |
|
|
Buying a New or Used Car
If you're looking for the best deals on a new or used car, there are three simple rules to follow:
Know your Credit Score
Secure your Financing First
Shop Wide for Deals
Know your Credit Score
"Dealer Financing" sounds like a quick and convenient service, doesn't it? After all, they'll arrange your financing for you right on the spot. Furthermore, they want to sell you the car, so you know you'll get a deal on the financing, right?
Ha! Forget that ... dealer financing is the biggest profit-generating tool available to the dealer. Odds are you're getting tooled on the interest rate -- odds are even greater that there's an innocent math "error" that you're not going to catch (and they're not going to "catch" -- since they're the ones who put it there) that will result in you paying hundreds or thousands more than you should.
What makes it so easier to job unsuspecting buyers on financing is that finanching seems complex. Unless you've got access to interest tables, it's hard to double-check the arithmetic (if you understand it in the first place). When you do spot something that doesn't seem right, the dealer will mumble some offering about "standard policy" and "company requirements" -- all of which is complete nonsense.
The fact is that financing is actually a pretty simple process -- IF you take care of it before you ever set foot in the dealer. If your credit rating is good (a score of 550 or so is "good"), you can find financing at much lower interest rates than you'll find at the dealer.
That's why it's important to know your credit score first. If you have a good score, you can skip right ahead to shopping for financing.
If not, then you need to find out now ... and find out how you can fix it.
If you have a less-than-good rating, that's not as bad as you might think. There's a good chance this is due to an error in your credit report. "Oh, they don't make errors in credit reports, do they?" Hah again! Credit reports are often loaded with errors -- and they're often incredibly easy to fix, too!
Often it's not more than sending the credit report a letter stating "I have never been to California in my life and I certainly didn't charge 17 skateboards to a card I've never owned", or "I paid that loan off in full 15 years ago." -- things of that nature. It's surprising that when credit reports are wrong, they're really wrong! A simple statement correcting the error may be all you need to get your score right back on top.
But -- you've got to know there's a problem first! And that's why it's important to find out your credit score first. It's easy to get a copy of your credit report -- you can call the different credit agencies and request reports (they may charge a small processing fee), or you can use one of the internet credit reporting services that will do this work for you and send you a copy.
One such service is "CreditReporting.com". They're a member of the BBB Online and are noted for their reliability.
Once you've received your credit report -- and performed any necessary credit repair -- it's time for your financing. You can use local lending institutions ... or you can short cut the whole process AND get a better interest rate at the same time. Use one of the many Internet-based automobile lending agencies -- they'll approve you via email within minutes at an interest rate you probably won't be able to touch locally.
Once you answer a few questions, you'll receive approval via email within minutes. In a couple of days, you'll get a "blank check" from the institution. The check will be good for any amount up to your approved amount. You can shop for a vehicle, then fill in the check amount and the payee to pay for the car. Using the check will clue the lending agency to start your monthly payments.
The check is normally good for 60 days or so -- so you can take your time to shop, knowing all the while that your financing is set!
There are many Internet lending institutions (you've probably seen TV ads for several), but here are two excellent ones you might want to check:
Another one is E-Loan -- try E-Loan and get your loan approval in minutes via email!
Apply for a car loan today!
Once your financing is set, it's time to start shopping. You can shop your local car lots -- even private sellers in the classifieds -- but you'll find your best deals by shopping "wide".
By shopping "wide", I mean covering all the car sellers within a 50 to 100 mile radius who might have the type of vehicle you want. This can take you quite a while if you do it in person -- but you can do it in minutes with an Internet search!
Use these three Internet automobile search tools to scour your local sources and find exactly the vehicle you want within your price guidelines:
Once you've found your vehicle, use your pre-arranged financing and the deal is set! You can even do the entire process without leaving your home! Just have the dealer deliver the car to your driveway!
Finally, be sure and take car of details like car insurance. The lending agencies (and the local government) will likely insist on adequate coverage. If you don't already have an insurance agent (and even if you do), you can shop for the best coverage online! Why not ask for a free quote from these folks:
|