|
|
|
Click Here for Bargains like the following:|
LOVELY 1993 WHITE ROVER MINI SPRITE 50K MILES
2002 MINI COOPER GREEN
MINI COOPER RED/WHITE WARRANTY WITH BMW UNTIL NOV 2006
2001 MINI MINI COOPER RED
1991 Mini Cooper 1.3 Rare carb version
Mini Clubman 1000cc Auto engine. Spairs or Repairs
1994 ROVER MINI SPRITE RED
1980 AUSTIN MORRIS MINI 1000 BLUE
AUSTIN MINI COOPER S RED/BLACK
MINI PICKUP 4X4 PROJECT - MINI BIGFOOT
2004 MINI MINI COOPER BLACK/WHITE ROOF 7,200 miles
1987 AUSTIN MINI 1000 CITY E BLACK - COOPER LOOK-ALIKE
1979 AUSTIN MORRIS MINI 1000 RED/WHITE
2003 MINI MINI COOPER RED BMW
2002 MINI COOPER SILVER
04 53 PLATE MINI COOPER S IN RED WITH ALL THE BITS
Austin Mini Mayfair 998cc Ideal learner car Project
1987 AUSTIN MINI GREEN/WHITE
*** 2003 MINI COOPER - EXCELLENT CONDITION ***
Mini Cooper Automatic 2002 Steptronic Auto Silver
2001 MINI MINI ONE SILVER
mini mayfair in british racing green
52 MINI COOPER SILVER , AERODYNAMIC KIT, 17K MILES
MiNi 1275 RoVeR SpRiTe
Rover Mini
1992 ROVER MINI BRITISH OPEN CLASSIC GREEN
1978 AUSTIN MORRIS MINI CLUBMAN RED
2002 MINI MINI ONE GREEN
mini van immaculate full m.o.t and tax PX MINI SALOON
MINI ONE SILVER 2001, COOPER S
Mini Cooper 1.3i, 1998/S, 43000 miles, 2 lady owners
1995 ROVER MINI SIDEWALK BLUE
2001 Mini One
MINI CLUBMAN RED
1990 ROVER MINI RACG FLAME CHECKMATE RED/WHITE
1989 RED MINI COOPER LOOK A LIKE WITH ALLOY WHEELS
Fully Restored Mini Clubman (May Swap or Part EX)
1980 Austin Morris Mini Special
1993 ROVER MINI MAYFAIR RED
autograss mini
£18,000 All Black Mini Cooper- Amazing Spec - Pristine
Mini 1275 (rollcage, bucket seats, AP, 4 pot)
MINI BRITISH OPEN CLASSIC. CHEEEEEEEEEP!!
2002 Mini Cooper Panorama
1976 Mini Clubman 1275 GT ... NO RESERVE
1992 ROVER MINI 1000 CITY E WHITE
2001 MINI COOPER BLUE
MORRIS MINI RED
1979 Mini 1000 Tax exempt White with Lilac roof/trim
2005 BMW MINI COOPER S PEPPER WHITE
2003 03 BMW Mini Cooper with 9,700miles @£8495
++++++++++++++
1989 AUSTIN MINI MAYFAIR WHITE
1987 AUSTIN MINI MAYFAIR SILVER/GREEN
1991 Mini City
Austin Mini /Brown
2002 MINI ONE in CHILLI RED 1.6
1980 AUSTIN MORRIS MINI 1000 brown
MINI METRO 1.3L auto 1988 E REG automatic
LOVELY 1993 WHITE ROVER MINI SPRITE 50K MILES
MINI ONE (RARE BLACK'N'CHROME
2002 MINI MINI ONE SILVER
2004 MINI COOPER CONVERTIBLE
ROVER MINI BRITISH OPEN CLASSIC
MINI COPPER 1.6 - Silver
MINI 1275
2002 MINI COOPER S ELECTRIC BLUE METTALIC
2001 ( 51 ) MINI ONE BLUE
AUSTIN MINI CLUBMAN RED 1972 1380cc FOK 403L
1979 AUSTIN MORRIS MINI CITY RED
MINI SHORTY SMART MINI
MINI DIESEL
1989 AUSTIN MINI 1000 CITY E RED
1991 ROVER MINI RED CHEQUERED ROOF
2003 MINI MINI ONE SILVER
1993 ROVER MINI RIO BLACK
MINI PIMPED UK
MORRIS MINI CLUBMAN ESTATE
MINI 1275 BLACK
2004 MINI MINI COOPER BLACK EYE PURPLE
mini 1300 metro turbo
MINI COOPER S GRAPHITE GREY '03' IMMACULATE
2001 MINI MINI ONE SILVER
1988 AUSTIN MINI 1000 CITY E AUTO WHITE
1986 AUSTIN MINI CHELSEA RED
FANTASTIC LIMITED EDITION BRITISH OPEN CLASSIC MINI!!!
2002 MINI ONE SILVER BMW ONE PREVIOUS OWNER
2003 MINI COOPER S WORKS 210bhp (JCW)
MINI CONVERTIBLE, MG1300, MAJIC KIT, COOPER AUSTIN
2002 (52) MINI COOPER, LIQUID YELLOW, WHITE ROOF
2003 MINI COOPER S GREY/BLACK
1991 ROVER MINI COOPER GREEN/WHITE
1983 AUSTIN MINI 1000 CITY E BROWN
Austin Mini Clubman 1275GT 1972
1992 ROVER MINI COOPER 1.3I GREEN/WHITE
1995 ROVER MINI SPRITE A BLUE
Mini Cooper S 54 Reg Hyper Blue Aero Kit Great Spec
BMW Mini One 51 Reg - A/C, 17in Alloys CD
1996 ROVER MINI COOPER 1.3I MULTI-COLOURED
1992 ROVER MINI ITALIAN JOB GREEN
Mini Mayfair
@@@@@ MINI 1995 M Reg @@@@@
Mini
1989 AUSTIN MINI SKY ROSE WHITE/PINK
1991 MINI COOPER 1275 carb
1991 ROVER MINI MAYFAIR RED
2002 MINI COOPER GREEN
1996 ROVER MINI COOPER 1.3I RED
2004 MINI MINI COOPER BLACK CHILI PACK + LOTS OF EXTRAS
Original ERA Mini Turbo Rare Mint Condition NOT MG BMW
2001 MINI COOPER RED many extras low reserve price
MINI CLUBMAN 1275 GT TURBO
1983 AUSTIN MINI MAYFAIR AUTO WHITE
2004 MINI MINI COOPER WHITE
2004 MINI MINI COOPER S BLUE
1997 Rover Mini Cooper - TAHITI BLUE , great condition
2002 MINI MINI COOPER AUTO BLACK
Austin mini 1000 city restored and re regesterd 1989
1987 AUSTIN MINI 1000 CITY E SILVER
1991 ROVER MINI COOPER RED/WHITE
2004 MINI COOPER S - BLUE
2005 5MTH OLD MINI COOPER S CONVERTIBLE AUTO HYPER BLUE
Austin Mini 1000 1977
1976 Mini Clubman with 1275 engine
MINI SPRITE 1340cc DONT MISS OUT!
1300 cc mini 1988, restored 1 year ago, alloys
1988 AUSTIN MINI 1000 CITY E RED
ROVER MINI COOPER SPORTSPACK - TAHITI BLUE - 1999
1988 AUSTIN MINI 1000 CITY E WHITE
1991 ROVER MINI NEON BLUE
MINI SCAMP MARK ONE NO RESERVE
1984 AUSTIN MINI MAYFAIR BLACK
MINI SCAMP TAX EXEMPT NO RESERVE
1986 AUSTIN MINI CHELSEA RED
MINI ONE 02(02)-METALLI
Rare Anniversary Edition Mini 30
MINI COOPER RED/WHITE WARRANTY WITH BMW UNTIL NOV 2006
1992 ROVER MINI COOPER 1.3I RED/WHITE - RARE!...
2003 BLACK MINI COOPER
Mini One Black1.6 16V
1991 ROVER MINI COOPER 1.3I RED/WHITE
MINI MK3 RUST FREE BODY SHELL ORIGINAL PANELS COOPER
austin rover mini 1275..REAL HEAD TURNER.....
2003 MINI COOPER S BLACK
1981 AUSTIN MORRIS MINI HL ORANGE - PROJECT
1990 MINI RACING FLAME CHECKMATE RED/WHITE
1991 ROVER METRO GTA 16V GREEN
1989 AUSTIN MINI 1000 CITY E RED
1997 ROVER MINI COOPER sports pack
1988 AUSTIN MINI 1000 CITY E AUTO WHITE
Mini Mayfair Auto Cooper ised genuine 24750 miles only
AUSTIN MINI 1000cc
2004 MINI ONE SILVER
Mini Mayfair *1 YEAR MOT* 1986 Moonraker Blue
PINK MINI
2003 MINI COOPER YELLOW - CHILLI PACK (03 PLATE)
mini back doors
1987 AUSTIN MINI PARK LANE BLACK ##MOT FAILURE##
Rare Stimson Mini Bug Kit Car Project
THE BLUE BELL MINI,,,,,,,,CO
John Cooper Mini
2003 MINI COOPER RED
2001 MINI MINI COOPER RED
BMW Mini Cooper Convertible (54 Reg) - Metallic Silver
2002 MINI Cooper metallic 'Indi' blue
2003 BMW MINI COOPER S INDI BLUE, LOW MILEAGE
1994 ROVER MINI 35 BLUE
Original MINI COOPER S 1.3i 2000 (W) Reg 32K miles
MINI ROLLING SHELL (needs tlc)
classic mini roadster 1 off pro built out standing
2003 53 Mini One 29k dual controls
!!!!!!!!MINI COOPER CLONE EXCELLENT CONDITION!!!!!
mini pickup 95
The Wacky Amazing AustinTri Mini Three Wheeler Mini
1990 ROVER MINI STUDIO 2 GREY
1999 John Cooper Limited Edition 'S' Works Mini Cooper
2004 BMW Mini Cooper. Black with Chrome (Chilli & TLC)
1991 ROVER MINI STUDIO 2 GREY
mini city e 1000 /cooper look & FULL service book/SWAP
Austin Mini Piccadilly 1986
1980 AUSTIN MORRIS MINI 1000 BLUE - GOOD RUNNER
MINI 1000 CITY WHITE 91J REG 7975 GENUINE MILES
1988 AUSTIN MINI MAYFAIR BLUE
1982 AUSTIN MINI 1000 CITY E WHITE
1982 AUSTIN MINI 1000 HL E AUTO RED
1980 mini 800 upgraded to 1275 mg metro engine
Mini Convertible
mini custom convertable NOT COOPER PHOTO'S ITS MINT
mini convertible
MODIFIED AUSTIN MINI CABRIOLET
1993 MINI COOPER 1.3 INJECTION RED/WHITE - NO RESERVE
1996 ROVER MINI COOPER 1.3I GREEN/WHITE AUTOMATIC
1976 MORRIS MINI WHITE
1988 AUSTIN MINI JET BLACK, FLIP FRONT
1980 AUSTIN MORRIS MINI 1000 BLUE
2004 MINI MINI COOPER S RED
2002 MINI MINI COOPER BRITISH RACING GREEN
Mini Cooper 1.3i Sportspack
1998 R reg. BRG MINI COOPER SPORTSPACK B.I.N For £4000
1991 Mini Cooper 1.3 Rare carb version
|
Return to the Home Page
| |
|
|
Buying a New or Used Car
If you're looking for the best deals on a new or used car, there are three simple rules to follow:
Know your Credit Score
Secure your Financing First
Shop Wide for Deals
Know your Credit Score
"Dealer Financing" sounds like a quick and convenient service, doesn't it? After all, they'll arrange your financing for you right on the spot. Furthermore, they want to sell you the car, so you know you'll get a deal on the financing, right?
Ha! Forget that ... dealer financing is the biggest profit-generating tool available to the dealer. Odds are you're getting tooled on the interest rate -- odds are even greater that there's an innocent math "error" that you're not going to catch (and they're not going to "catch" -- since they're the ones who put it there) that will result in you paying hundreds or thousands more than you should.
What makes it so easier to job unsuspecting buyers on financing is that finanching seems complex. Unless you've got access to interest tables, it's hard to double-check the arithmetic (if you understand it in the first place). When you do spot something that doesn't seem right, the dealer will mumble some offering about "standard policy" and "company requirements" -- all of which is complete nonsense.
The fact is that financing is actually a pretty simple process -- IF you take care of it before you ever set foot in the dealer. If your credit rating is good (a score of 550 or so is "good"), you can find financing at much lower interest rates than you'll find at the dealer.
That's why it's important to know your credit score first. If you have a good score, you can skip right ahead to shopping for financing.
If not, then you need to find out now ... and find out how you can fix it.
If you have a less-than-good rating, that's not as bad as you might think. There's a good chance this is due to an error in your credit report. "Oh, they don't make errors in credit reports, do they?" Hah again! Credit reports are often loaded with errors -- and they're often incredibly easy to fix, too!
Often it's not more than sending the credit report a letter stating "I have never been to California in my life and I certainly didn't charge 17 skateboards to a card I've never owned", or "I paid that loan off in full 15 years ago." -- things of that nature. It's surprising that when credit reports are wrong, they're really wrong! A simple statement correcting the error may be all you need to get your score right back on top.
But -- you've got to know there's a problem first! And that's why it's important to find out your credit score first. It's easy to get a copy of your credit report -- you can call the different credit agencies and request reports (they may charge a small processing fee), or you can use one of the internet credit reporting services that will do this work for you and send you a copy.
One such service is "CreditReporting.com". They're a member of the BBB Online and are noted for their reliability.
Once you've received your credit report -- and performed any necessary credit repair -- it's time for your financing. You can use local lending institutions ... or you can short cut the whole process AND get a better interest rate at the same time. Use one of the many Internet-based automobile lending agencies -- they'll approve you via email within minutes at an interest rate you probably won't be able to touch locally.
Once you answer a few questions, you'll receive approval via email within minutes. In a couple of days, you'll get a "blank check" from the institution. The check will be good for any amount up to your approved amount. You can shop for a vehicle, then fill in the check amount and the payee to pay for the car. Using the check will clue the lending agency to start your monthly payments.
The check is normally good for 60 days or so -- so you can take your time to shop, knowing all the while that your financing is set!
There are many Internet lending institutions (you've probably seen TV ads for several), but here are two excellent ones you might want to check:
Another one is E-Loan -- try E-Loan and get your loan approval in minutes via email!
Apply for a car loan today!
Once your financing is set, it's time to start shopping. You can shop your local car lots -- even private sellers in the classifieds -- but you'll find your best deals by shopping "wide".
By shopping "wide", I mean covering all the car sellers within a 50 to 100 mile radius who might have the type of vehicle you want. This can take you quite a while if you do it in person -- but you can do it in minutes with an Internet search!
Use these three Internet automobile search tools to scour your local sources and find exactly the vehicle you want within your price guidelines:
Once you've found your vehicle, use your pre-arranged financing and the deal is set! You can even do the entire process without leaving your home! Just have the dealer deliver the car to your driveway!
Finally, be sure and take car of details like car insurance. The lending agencies (and the local government) will likely insist on adequate coverage. If you don't already have an insurance agent (and even if you do), you can shop for the best coverage online! Why not ask for a free quote from these folks:
|